About us
The most documented collateral in commercial credit goes unfinanced because nobody can afford to check all of it. Iridium makes checking every invoice cheaper than sampling some of them.
Lending against an invoice should be as safe as credit gets. The work is already done, and the debtor is known. The hard part has always been verifying the invoice is real, the work is delivered, and that the debtor will pay. Each check is manual, and a skipped check is how losses happen. Invoices that weren't what they claimed to be have left lenders with billions of dollars of exposure.
Labor constraints have meant the industry rations verification. Big invoices get the phone calls, small ones get sampled, and the market stays a fraction of what the collateral supports.
The constraint is infrastructure, not appetite. When verification runs systematically across the whole book, the economics of the trade change, and so does what a lender can safely fund. We're building that future, factor by factor.
Team
Co-founder & CEO
First hire on the team that automated credit underwriting for banks and private credit funds across the US and Europe, scaling it from zero to seven-figure revenue. Before that, moved Morgan Stanley's payments platform, which settles more than $1 trillion a day, off on-prem servers and onto Kubernetes, one of the firm's first migrations of its kind.
Co-founder & CTO
Built the recommendation models for the Bloomberg Terminal and anomaly-detection machine learning at Microsoft. Published two papers on causality in large-scale datasets at tier-1 AI conferences, including AAAI 2026.
Pictured
Founding Engineer
Co-founder & CEO
Co-founder & CTO
Operations Lead
Memberships
IFA
AFA
SFNet
